A car payment between paydays
Synthetic CAD · 2026-10-01 to 2026-12-31
- Chequing: no shortfall through 2026-12-31.
Partnership enquiries
Help people see what their next financial decision changes.
We welcome conversations with organisations that help people plan their money. Bring a specific audience and problem; we can explore whether Wiggle Budget is a useful fit.
By Wiggle Budget · Reviewed September 24, 2026
Tell us about your organisation
Include your organisation, website, audience, proposed use and preferred contact details. Please do not send bank credentials, account numbers or customer financial records.
Email a partnership enquiryOpens your email app. You can also write to contact@wigglebudget.com.
Research · Pilot · Technology
A small pilot with checkable examples
Start with synthetic examples, then agree a voluntary pilot and one measurable learning question. Research evaluates whether people understand timing and account gaps. A pilot checks whether they can prepare a useful plan. Technology discussions evaluate the existing connector and data portability; bank connectivity remains exploratory.
When the down payment is covered
Synthetic CAD · 2026-10-01 to 2026-10-31
- Chequing: no shortfall through 2026-10-31.
- Savings: no shortfall through 2026-10-31.
Two payments, two accounts
Synthetic CAD · 2026-10-01 to 2026-12-31
- Chequing: no shortfall through 2026-12-31.
- Bills account: no shortfall through 2026-12-31.
Make the severance runway visible
Synthetic CAD · 2026-10-01 to 2027-03-31
- Chequing: first shortfall 2027-01-08.
- Bills account: no shortfall through 2027-03-31.
- Savings: no shortfall through 2027-03-31.
Suggested format: 20 participants, 30 days
This is a proposed format, not a completed study. Ask participants to identify the first shortfall, explain the paying account, and compare a planned change. Use voluntary participant codes and aggregate task results. Report sample size, missing responses and limitations; do not claim guaranteed savings or collect bank credentials.
Downloads work without an account. Outcomes stay in your own worksheet; this page uploads nothing. No announced partnership or endorsement is implied.
Financial educators and community organisations
Discuss using our free worksheets and sample-data demonstrations in a workshop or resource library. A useful starting question is whether participants can identify the day their plan becomes tight and explain which bill causes it.
Review the free resourcesCredit unions and banks
Explore an educational pilot focused on bill timing, account balances and upcoming commitments. A pilot can begin with sample data without connecting member accounts. Scope, access, support and any commercial terms would need to be agreed before launch.
Employers and benefits teams
Discuss a voluntary financial-wellness session or a small pilot. Agree in advance how participation and feedback will be handled. A proposal should not require employees to share personal balances or transactions with their employer.
Integration and technology teams
We are open to discussing data portability and optional integrations that reduce manual work. Bank-data connectivity is exploratory, not an available feature. There is no bank connection or bank partnership announced by this page. Any proposal needs clear user consent, data scope, reliability and support arrangements.
Read about the existing AI connectorWhat you can evaluate today
Explore the sample scenarios, public resources and editable budget workflow. Wiggle Budget currently uses user-entered data to project balances and compare planned changes. This invitation does not promise a white-label product, an enterprise dashboard, payment execution or regulatory accreditation.
Explore the current demoStart with a small, measurable question
Tell us who you serve, the problem you want to address, your preferred pilot format and what a useful outcome would look like. We can discuss scope and feasibility before either side commits. Outcomes might include completing a cash-flow plan or understanding a projected shortfall; savings are not guaranteed.
Keep planning
- Budgeting in Canada: paydays, bills and free resources
- All free resources
- How to budget by paycheck: free cash-flow worksheet
- Budget for annual bills: free sinking-fund worksheet
You can use the worksheets on their own. If you want to keep bills, account links and projected balances together, explore the Wiggle Budget spreadsheet. Results depend on the amounts and dates entered.