Is there a Monarch Money alternative that does not link my bank?

Yes , Wiggle Budget is manual by design. There is no Plaid, no bank login, and no read access to your accounts. You control exactly what data enters, and financial fields are encrypted.

How is Wiggle different from Monarch Money?

Monarch aggregates and reviews your past spending across linked accounts. Wiggle projects your balance forward by date and shows what is truly free to spend , a planning tool rather than a dashboard, and fully private.

Will my bank sync break in Wiggle like it can in aggregators?

There is no sync to break , Wiggle never connects to your bank. You update one balance when you check in, and the projection stays accurate.

Is Wiggle cheaper than Monarch Money?

Wiggle has a free plan and a 30-day Pro Max trial with no card required, so you can get the core forward-looking value at no cost.

A Monarch Money alternative , private, no bank sync to break

Monarch Money alternative: private, manual, no bank sync , Wiggle Budget