Every Wiggle Budget Feature, Explained Like You're New Here

You signed up. The dashboard loaded. Now what?

Start with one entry. Tap the plus button. Add your rent as an expense. Add your salary as income. The dashboard immediately shows you a projected balance. That number is the whole point.

The Three Balances

Most apps show one number. Wiggle Budget shows three. Total Balance includes everything: all entries plus bank account balances, whether they've cleared or not. That's your planning number. Current Balance counts only processed entries up to today. That matches what your bank would show. Today's Balance is only entries dated today. Useful for end-of-day reconciliation.

They look similar. They answer different questions. Collapsing them into one is why people feel confused by their own budget.

Running Balance Indicators

Between every entry in your list, there's a small indicator. Green means you're in surplus after that transaction. Red means you've crossed into deficit. You see the exact moment things change, not a monthly summary. That specificity matters more than any pie chart.

Timeline Projection (Pro)

Pick any future date. The app generates all your recurring entries between today and that date, then shows exactly where your balance lands. Seeing your balance on the 28th before you buy something on the 15th changes the decision. Not because you have more discipline. Because you have more information.

Debt Tools (Pro)

Add each debt with its balance, interest rate, and minimum payment. Avalanche strategy pays highest-rate debt first and saves the most total interest. Snowball pays smallest balance first and gives faster motivational wins. On a $12,000 total debt, the difference between strategies can be $800 in interest. The Lump-Sum Simulator shows exactly how much a one-time payment saves before you commit. The What-If Comparison runs both strategies side by side with your actual numbers.

Payment Templates (Pro)

Save recurring payments as reusable templates. On the first of each month, select all, bulk-send to a date, and every bill creates an entry simultaneously. What used to be six separate manual entries is one 30-second operation.

Bill Splitter (Pro)

Add participants, add shared expenses, assign who paid what. The minimization algorithm calculates the fewest transfers needed to settle everything. Eight people, fourteen expenses, five transactions. The alternative is a group chat that takes three days.

AI Features (Pro Max)

Receipt scanner parses the store name, amount, category, and date from a photo. Template extractor pulls recurring payment data from a document. Expense analysis generates a narrative summary of your spending patterns over any date range. All four AI tools share a pool of 100 uses per month.

Done vs Processed vs Disabled

Processed means the entry is confirmed and counts in your Current Balance. Done means the money actually moved and you're archiving it. Disabled pauses the entry completely so it doesn't affect any calculations. Three states. Each one precise.